As a food and drink manufacturer, there are many things that could go wrong in your business.

Here are some examples:

Fire

• There's a fire in your premises, causing major disruption to production schedules.
• There's a fire in a key supplier's premises, so you can't get some key ingredients.
• There is a fire in your packaging store.
• Your accounting records are lost in a fire.
• There is an explosion caused by flour dust in the air.

Accident

• A member of staff is injured by a machine.
• An accident delays the delivery of your raw materials, or of your finished products.
• There is an accident with a fork lift.
• Your delivery van has an accident.
• An overworked sales person has a road accident, and claims against you personally.
• Your exhibition stand and product samples are destroyed on the way to a show.

Food Hygiene

• One of your ingredients is found to be hazardous, and there is a product withdrawal.
• Your product causes food poisoning.
• A pathogen growth is discovered, and your factory has to close immediately.

Environmental Hazard

• You are accused of accidental or gradual pollution.

Equipment Failure

• A failure of key machinery halts your production, and takes a long time to replace.
• Your cold store fails
• One of your vehicle freezers fails.

Illness

• Illness of staff reduces your labour force.

Customer Claims

• Your customers claim against you for their consequential loss.
• You just fail to deliver, and a major customer goes elsewhere.
• You deliver late, and there is a claim.

Ask us now to take you through the Lampier Food and Drink Business Protection Review, to make sure you're fully protected.

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